Pensacola, FL Public Insurance Adjusters

Attention Pensacola homeowners, condominium associations and business owners with wind, roof, water or storm surge damage from Hurricane Isaias: call Global Patriot Adjusters 24/7 at 850-304-7000 for a free insurance claim consult.

BBB A+ Rated · 20+ Years of Hurricane Claims · We work for you, the insured.

A public adjuster (some people search for a "private adjuster") is licensed by the State of Florida to represent you, the policyholder, not the insurance company. We document the damage, read your policy, build the claim and negotiate the settlement, so you aren't left arguing with your insurer's adjuster on your own.

Hurricane Claims We Handle in Pensacola

  • Wind and roof damage: lifted shingles, torn flashing, roof decking and fallen trees
  • Water damage: rain driven in through damaged roofs, windows and doors
  • Storm surge and flood damage near Pensacola Bay and the bayous
  • Condominium association claims for buildings and common areas
  • Business property and business interruption claims
Home with major hurricane roof and wall damage in Florida

Pensacola Storm Exposure

Pensacola, the county seat of Escambia County, sits on the north shore of Pensacola Bay, with Bayou Texar on its east side and Bayou Chico to the southwest. Homes and businesses along the bay and bayou shorelines face storm surge and flooding, while the whole city is exposed to hurricane-force gusts and heavy rain. During Isaias, the National Weather Service's post-storm report recorded a gust of about 104 mph in Ferry Pass, just north of the city, and the bay rose 2.73 feet above mean higher high water at NOAA's Pensacola tide gauge.

Many homes in historic neighborhoods such as North Hill and East Hill are older wood-frame houses shaded by large live oaks, so roof damage and falling limbs are common claims after a storm. Downtown's waterfront commercial buildings bring wind, water and business interruption claims of their own.

Pensacola was among the hardest-hit areas when Hurricane Isaias made landfall near Destin on October 9, 2026. Heavy damage was also reported in Pensacola Beach, Gulf Breeze, Oriole Beach, Navarre and Milton, and we help property owners in all of them, as well as Fort Walton Beach.

Before and after a storm, Escambia County Emergency Management posts evacuation zones, storm damage reporting and recovery updates for Pensacola residents.

Talk With Marc Lancaric

Marc Lancaric, public adjuster and president of Global Patriot Adjusters"My team is here in the Florida Panhandle to help you get the most money for your insurance claims. We work for you!"
— Marc Lancaric, President and Public Insurance Adjuster, Global Patriot Adjusters, LLC

Call Marc 24/7 at 850-304-7000, or tell us about your damage with a free claim consult request. No payout, no fee.

Pensacola Hurricane Claim FAQs

Does insurance cover major damage when a tree crashes into my Pensacola home or pool enclosure?

Usually yes: when hurricane winds drive a tree through your roof, into your walls or onto an attached structure, a Florida homeowners policy typically covers the structural repairs and the water damage that follows inside. Pool screen enclosures and other outbuildings may have separate limits or exclusions in hurricane claims, so check your policy before accepting an estimate. Photograph the tree where it landed and the damage beneath it before anything is cut or moved.

How long do Pensacola homeowners have to report hurricane damage to their insurance company?

Under Florida law, you have 1 year from the date of loss to report a new or reopened property claim, and 18 months to file a supplemental claim. For a hurricane, the date of loss is the day the storm made landfall. Report damage to your insurer as soon as you can, and keep photos and receipts from the start.

How do I reach a licensed public adjuster in Pensacola after Hurricane Isaias?

Call Global Patriot Adjusters 24/7 at 850-304-7000, or send a free claim consult request through our website, and our team will arrange an inspection of your Pensacola home or business. Before you sign with any public adjuster, confirm the license through the Florida Department of Financial Services online licensee search, and walk away from anyone who pressures you to sign on the spot.

Major hurricane damage to your Pensacola home or business? Call Global Patriot Adjusters 24/7 at 850-304-7000.